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Ready to Retire?

Are you currently retired or ready to plan for retirement?

At Vaughan Family Financial, Joe understands that retirement means something different to everyone. That's why VFF's retirement and financial plans are personalized to suit your unique vision for the second half of your life. Joe engages with his clients in an interactive process, actively involving you in the development of your customized plan.

Are you currently retired or ready to plan for retirement?

As a family office, VFF offers the flexibility to assist you in achieving what matters most to you. As a fee-only investment advisor, Vaughan Family Financial is independent of a relationship with a broker-dealer. VFF is committed and legally obligated to maintain the highest fiduciary standards to ensure that services provided are as conflict-free as possible, and our concierge-style approach adds exceptional value, fostering enduring client relationships that can see you through your retirement. 

Vaughan Family Financial proudly serves Huntsville, Madison, Owens Cross Roads, and all of North Alabama, while maintaining the capability to provide 100% remote service to clients anywhere in the world!

Do you want to feel confident in your financial future?

Allow Vaughan Family Financial to serve you:

  • How do you know your tax guy and financial planning guy will have the same vision in mind?
  • What is the most tax-efficient way to distribute your assets in retirement? 
  • How can you strategically restructure investments to minimize taxable income during retirement?
  • How much retirement income can you realistically expect to have? What are the chances you run out of money if you retire next year?
  • When is the optimal time to start claiming Social Security benefits, ensuring it aligns with my unique circumstances and tax situation?
  • When is the right time to take RMDs (required minimum distributions)?
  • Can you feel comfortable with traveling, giving to charity, or paying for your grandkids' college tuition?
  • How can you truthfully know what insurance you need without someone trying to sell you a product and earning commissions?
  • Which retirement plan distribution order is most tax efficient and suitable for your specific situation?
  • How much money should you have in guaranteed investments and/or hard assets like real estate?
  • Should you prioritize paying off your mortgage or other debt before or during retirement?
  • How can you protect my savings from potential market downturns during retirement?
  • Should you establish a trust, incorporate your business, or take any other measures to alleviate present and future tax burden?

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | (256) 808-4476